Sardine Platform

Sardine provides a fraud prevention and compliance platform designed to detect and stop financial crimes before they occur. The company offers solutions across multiple areas including fraud prevention, AML compliance, and credit underwriting. Their fraud prevention capabilities include device and behavior analysis, identity fraud detection, payment fraud prevention, bank account validation, card issuing fraud protection, and chargeback guarantees. The platform also provides merchant acquiring risk management and risk data packs.

On the compliance side, Sardine offers KYC (Know Your Customer) and KYB (Know Your Business) verification, sanctions screening, AML transaction monitoring, and case management tools. They also provide a Sponsor Bank OS solution. The company operates Sonar, a fraud prevention consortium that enables financial institutions and fintechs to share fraud intelligence and collaborate on threat detection.

Sardine's platform consolidates data from multiple sources and applies machine learning to analyze risk signals across user registrations, logins, and transactions. The company serves over 250 businesses across more than 150 countries and has secured over $150 billion in payments. Founded by former fraud prevention leaders from companies like Coinbase and Revolut, Sardine has raised $145 million in funding from investors including Andreessen Horowitz. The platform is designed for financial institutions, fintechs, payment processors, and other companies that need to manage fraud and compliance risks in digital transactions.